The chain reads the world
Native, TEE-verified web calls let the contract fetch real revenue itself. No third-party oracle in the trust path.
Live on Rialo devnet Your revenue is
Your revenue is
your credit line
Autonomous, real-time business credit — underwritten, monitored, and settled entirely on-chain. No oracles to babysit, no back office, no waiting weeks for a decision.
Credit lineActive
Revenue · live$1.20M / mo
Credit limit$240,000
Drawn$60,000
Available$180,000
Advance20%
Monthly revenue$1,200,000
via REX · TEE-verified
read live from Rialo devnet
Rialo REXPolkaVMReactive TransactionsConfidential ExecutionNative Web CallsZero BridgesZero KeepersDevnet LiveRialo REXPolkaVMReactive TransactionsConfidential ExecutionNative Web CallsZero BridgesZero KeepersDevnet Live
How it works
A living credit line, in four steps.
Every step runs on-chain. The contract reads the world, decides, and settles — with no middleware between request and result.
01
Connect revenue
A borrower opens a line. The program calls their revenue source directly — from inside the chain, no oracle middleware.
02
Underwrite in seconds
Rialo REX fetches live revenue over TEE-verified HTTPS and sets the limit to a share of trailing revenue.
03
Screen for compliance
A chained second REX call screens sanctions; a hit freezes the line automatically with the reason on-chain.
04
Draw, repay, re-check
Funds move natively. Re-running underwriting resizes the limit as revenue grows — drawn balance preserved.
Why Rialo
This can only be this simple on Rialo.
Reactive, not babysat
REX results trigger the next step automatically — no keeper bots, no cron jobs, no missed executions.
No middleware tower
Data, automation, privacy and settlement are native primitives. The fragile, expensive stack disappears.
What it does
The whole loan lifecycle, autonomous.
From underwriting to draw, repay, monitoring, and compliance — one program, no humans in the loop.
Open the dashboard →- Real-time revenue underwriting
- Instant draws & repays
- Self-resizing credit limits
- On-chain fraud + sanctions freeze
- Multi-borrower live portfolio
- Confidential by design (REX)
On-chain proof
Real program. Real transactions. Live state.
Deployed and running on Rialo devnet — every value in the dashboard is decoded live from these accounts.
Program ID
6ctqATQJNqNnPUopim57bErJnHxxr4CHwxsHCoHDdvRAOriginate · REX underwriting
2F1MnRrPKPbwgf6Gjfth…Ym1FBA6VqDraw against limit
3BF9XBz75xVoWVeZ3HoB…uZdFUoHhTCompliance freeze · sanctions
5PR476iLSxwR9Ecpfg…WpLb5KCZVerify
rialo --network devnet client transaction <sig>Roadmap
From a working engine to the credit layer for the real-world chain.
Phase 1Shipped
Live on devnet
- REX underwriting
- Draws & repays
- Auto-resize
- Fraud + sanctions
- Live dashboard
Phase 2Next
Real data & launch
- Stripe / bank via edge oracle
- Public deployment
- Email / social onboarding
Phase 3Planned
Capital & reputation
- Lender capital pools
- Reputation graph
- Loan packaging
Phase 4Planned
Everywhere
- Cross-chain settlement
- Stablecoin disbursement
- Mainnet
Credit that moves at the speed of revenue.
See the autonomous loan engine run live on Rialo devnet.